What will you actually net?
Estimate your proceeds after commission, Florida taxes, title, and closing costs. Instant, private, and free.
A seller net sheet estimates what you actually walk away with: the sale price minus brokerage commission, Florida documentary stamp tax on the deed at $0.70 per $100 of price, the owner’s title policy, closing and settlement costs, prorations, and your mortgage payoff. Run the numbers below in seconds, adjust the commission and assumptions to your situation, and email yourself the summary. Estimates only; your contract sets the real figures.
Remaining loan balance, if any.
Total brokerage compensation across both sides. Always negotiable and set by your listing agreement.
Florida documentary stamp tax on the deed, customarily paid by the seller. $0.70 per $100 in every county except Miami-Dade ($0.60 plus surtax).
Search, estoppel, recording, and attorney or settlement fees. The owner's title policy is estimated separately from the FL promulgated schedule.
Property tax and HOA prorations depend on your closing date; leave blank for now and we will run the actual figures with your valuation.
Enter an expected sale price to see your estimated net. Everything recalculates instantly as you adjust.
An estimate from your inputs, not a settlement statement or legal, tax, or lending advice. Actual figures depend on your contract, county, closing date, and payoff letter.
A printable copy of these exact numbers, sent privately. No drip campaign, just your net sheet and a way to reach us.
Enter a sale price above to generate a net sheet first.
Seller costs in Florida, answered
What are documentary stamp taxes in Florida?
Florida taxes the deed at closing at $0.70 per $100 of the sale price in every county except Miami-Dade, where the rate is $0.60 plus a surtax on non-single-family property. The seller customarily pays it, though everything is negotiable in the contract. On a $4,000,000 sale the doc stamps alone are $28,000, which is why they belong on every net sheet.
Who pays for title insurance in Palm Beach County?
By local custom the seller pays for the owner’s title policy in Palm Beach County and chooses the title agent, while in Miami-Dade and Broward the buyer customarily pays. The premium follows Florida’s promulgated rate schedule, which this calculator estimates automatically from your sale price. Custom is not law: the contract controls, and it is a routine negotiation point.
How accurate is a net sheet estimate?
It is a planning tool, not a settlement statement. Commission is set by your listing agreement, prorations depend on your exact closing date, payoff figures come from your lender’s payoff letter with per-diem interest, and title and settlement fees vary by agent. Expect the estimate to land close when your inputs are honest, and expect the closing agent’s figures to govern.
What does selling a luxury home actually cost in total?
Most Florida sellers net between roughly 92 and 94 percent of the price before mortgage payoff: commission is the largest line, followed by doc stamps at 0.7 percent, then title and settlement costs. Preparation spending, staging, repairs, and concessions negotiated during inspection sit outside the net sheet but belong in your planning. We model the full picture in a private valuation.
The net sheet is only as good as the price.
Start with an instant public-records snapshot, then get a confidential valuation grounded in closed and off-market comparables, within one business day.