Atlantic Luxury Advisors
12 Inlet Cay photo 112 Inlet Cay photo 212 Inlet Cay photo 312 Inlet Cay photo 412 Inlet Cay photo 5

24 photos

12 Inlet Cay

Ocean Ridge, FL 33435

$4,375,000
4
4
3,040 sq ft
11,000 sq ft
1987
2 car
Single Family Residence
Yes
Yes
63
Active

Listing courtesy of The Corcoran Group (Steven R. Presson). Contact: [email protected].

About this home

Just listed in highly desirable waterfront community of Inlet Cay in Ocean Ridge, this beautifully newly renovated coastal residence offers the perfect blend of comfort, style, and location. Just steps from your deeded beach access, this warm and inviting 4-bedroom, 3.5-bath home captures everything a true beach house should be. Thoughtfully updated throughout, recent improvements include a stunning new kitchen, new flooring, impact windows and doors, and a new dock and seawall accommodating up to a 60-foot vessel on deep water with no fixed bridges. With soaring ceilings, light-filled living spaces, and an effortless indoor-outdoor lifestyle, this is the kind of home that makes every day feel like a vacation. Nestled in one of South Florida's most charming coastal towns, you'll enjoy quiet beaches, boating, and the relaxed Ocean Ridge lifestyle that continues to attract discerning buyers. Turnkey waterfront homes in Ocean Ridge are becoming increasingly difficult to find. This exceptional offering is expected to generate significant interest.

Virtual tour
What it costs to own
Estimated monthly payment
$31,173/mo
Principal and interest
$22,122
Property tax
$6,318
Homeowners insurance
$2,733
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$75,810/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.