Atlantic Luxury Advisors
Under contract. Ask us to watch it: if it comes back on the market, you hear first.
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19930 Christmas Rd

Cutler Bay, FL 33157

$585,000
4
2
1,147 sq ft
10,360 sq ft
1958
Single Family Residence
61
Active Under Contract

Listing courtesy of Miami Portfolio Collection (Laura Derrick). Contact: [email protected].

About this home

Renovated, 1300 sf of living space, 10,000+ SF lot, no HOA, corner property, flexible fourth bedroom/private suite in one of Cutler Ridge's most desirable golf cart-friendly neighborhoods. Thoughtfully renovated, offering a bright, modern feel. The spacious primary suite features a private ensuite bath and its own separate entrance, providing flexibility for guests, multigenerational living, or extra income. Step outside to the covered patio overlooking the expansive fenced backyard with plenty of room to entertain, play, or add a pool. Ideally located just minutes from Cutler Ridge Park, top-rated Cutler Ridge Elementary and Cutler Bay Middle School, shopping, dining, and major roadways. Don't miss this opportunity to own a move-in ready home on an oversized corner lot in a fantastic location!

What it costs to own
Estimated monthly payment
$4,163/mo
Principal and interest
$2,958
Property tax
$838
Homeowners insurance
$367
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$10,058/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.