Atlantic Luxury Advisors
35781 178th Pl photo 135781 178th Pl photo 235781 178th Pl photo 335781 178th Pl photo 435781 178th Pl photo 5

43 photos

35781 178th Pl

Homestead, FL 33034

$319,900
3
2.5
1,393 sq ft
2025
1 car
Villa
$215/mo
129
Active

Listing courtesy of Keller Williams Realty SW (Juan Santos). Contact: [email protected].

About this home

Looking for a lower mortgage payment without paying new construction premiums? This beautifully maintained townhouse, built in 2025, offers a possible assumable FHA loan with a 3.875% fixed interest rate for qualified buyers a rare opportunity in today's market. Located in the desirable Horizon Collection Complex, this 3-bedroom, 2.5-bath home sits on a premium lot and features an open, light-filled floor plan with modern finishes throughout. The stylish kitchen showcases quartz countertops and ample cabinetry, making it ideal for both everyday living and entertaining. Step outside to your private patio with a custom-built pergola, creating the perfect space to relax, entertain, or let pets enjoy the outdoors. The home also includes a washer, dryer, and blinds, making it truly move-in ready. Pride of ownership is evident throughout, as the current owners have meticulously cared for every detail. Conveniently located near shopping plazas, The Falls Mall, restaurants, parks, schools, urgent care facilities, and major roadways, you'll enjoy easy access to everything you need. Don't miss this exceptional opportunity to own a move-in-ready home with the added advantage of a low assumable interest rate. Schedule your private tour today!

What it costs to own
Estimated monthly payment
$2,463/mo
Principal and interest
$1,618
Property tax
$430
Homeowners insurance
$200
HOA
$215

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$5,156/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$215/mo (from the listing)
FEMA flood zone
Zone AH, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.