29 photos
12906 Cherry Rd
North Miami, FL 33181
Listing courtesy of Montgomery & Koebel, Inc. (Jeffrey Koebel). Contact: [email protected].
Discover the best value for a waterfront home in prestigious gated Keystone Point! Featuring 3 bedrooms,2 baths, a 1-car garage with laundry, plus 75 feet of waterfront with no fixed bridges to the bay and direct ocean access via Haulover. Ideally located on a quiet cul-de-sac street near Bal Harbour, the beach, Whole Foods, shopping, restaurants and with easy I-95 access. Recent upgrades include a 24,000LB Boat lift and reinforced seawall, a new metal roof (2023), brand new concrete driveway, and impact windows throughout. Inside, the open concept updated kitchen and breakfast nook overlooks both the front and back yards. The living room flows into a separate dining area with floor-to-ceiling windows overlooking the pool and backyard. Outdoor living shines with a covered patio that fits a grill, dining table, and lounge furniture, all surrounded by tall hedges for privacy. The serene pool area is perfect for relaxing or entertaining. The primary suite opens directly to the pool through sliding glass doors and features a walk-in closet and generous bath. This 24 HR guard gated Keystone Point location offers both convenience and long-term potential. Floor Plan included. Owner Financing with 40% down available.
- Principal and interest
- $12,894
- Property tax
- $3,866
- Homeowners insurance
- $1,592
- HOA(not in the listing)
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.