Atlantic Luxury Advisors
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13 photos

639 Lake Charles Circle

Port St. Lucie, FL 34986

$489,000
4
2
2,250 sq ft
7,409 sq ft
2000
2 car
Single Family Residence
$296/mo
Yes
244
Active

Listing courtesy of Drealestateproperties.com (Ernesto Arroyo-Ortiz). Contact: [email protected].

About this home

Elegant 4-bedroom home nestled in the gated community of Lake Charles, boasting a heated pool, renovated kitchen, impact windows, stainless steel appliances, water softener, new water heater, and freshly painted exteriors and interiors. This residence seamlessly combines modern amenities with stylish upgrades for a truly exceptional living experience.

What it costs to own
Estimated monthly payment
$3,879/mo
Principal and interest
$2,473
Property tax
$802
Homeowners insurance
$308
HOA
$296

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$9,621/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$296/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Not in a designated evacuation zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.