47 photos
4630 Ardsley
Stuart, FL 34997
Listing courtesy of The Agency Florida LLC (Alexa N McDonald). Contact: [email protected].
Step into a level of sophistication and privacy rarely found in Stuart, where soaring 11'8" ceilings, a dramatic 16-foot sliding glass quad-slider, and a serene nature preserve setting create an exceptional Florida retreat. This beautifully appointed 3-bedroom, 2-bath St. Lucia model, built in 2020, is ideally positioned beside a quiet cul-de-sac in the gated community of Banyan Bay. The open-concept design features impact windows and doors, plantation shutters, wood-look plank tile, stainless steel appliances, and an oversized kitchen island with pantry. The primary suite offers an spa inspired bathroom and impressive 11' x 9' walk-in closet. Enjoy breathtaking western sunsets from the lanai, with room for a pool to create your own private oasis. Located in the gated community of Banyan Bay, residents enjoy a low maintenance lifestyle with lawn care, irrigation, quarterly pest control, and fertilization. Community amenities include St. Lucie River access with a fishing dock, kayak and paddle board launch, and gazebo. The clubhouse features a fitness center, heated pool, activity room, and catering kitchen perfect for gatherings or simply enjoying the Florida lifestyle. Located near I-95, Turnpike, Downtown Stuart, Hospitals and Beaches.
- Principal and interest
- $3,535
- Property tax
- $879
- Homeowners insurance
- $433
- HOA
- $325
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Martin County average total millage (16.06 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Outside the special flood hazard area. Flood insurance is optional.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.