Atlantic Luxury Advisors
Under contract. Ask us to watch it: if it comes back on the market, you hear first.
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30 photos

SAGA BAY TOWNHOMES · Cutler Bay

8419 209th St

Cutler Bay, FL 33189

$399,000
Bedrooms
4
Bathrooms
2
Living Area
1,229 sq ft
Year Built
1995
Garage
2 car
Type
Townhouse
HOA
$70/mo
Days on Market
306
Status
Active Under Contract

Listing courtesy of Fathom Realty FL, LLC (Julio Ruiz). Contact: [email protected].

About this home

Great Town House in the beautiful area of Cutler Bay, very peaceful and quiet. Unit has been partially remodeled and has 3 bedrooms and 2 bathrooms, with a potential 4 bedroom. Big patio and laundry room inside. Unit is currently leased to a Section 8 tenant who will be moving at the end of October or before. For SHOWINGS TEXT LA and allow 24 hours.

What it costs to own
Estimated monthly payment
$2,890/mo
Principal and interest
$2,018
Property tax
$552
Homeowners insurance
$250
HOA
$70

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$6,619/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$70/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location
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All homes in Cutler Bay

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.