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1225 OCEAN #101
Delray Beach, FL 33483
Listing courtesy of Sotheby's Intl. Realty, Inc. (Kristin B Finn). Contact: [email protected].
Experience the ultimate in carefree beachside living with this rare first-floor residence in Banyan House, a boutique 55+ building ideally situated on Delray Beach's famed beachfront. Step directly from your private open patio onto the pool deck or down to the sand, offering a seamless indoor-outdoor beach lifestyle that upper-floor units simply cannot match. This light-filled one-bedroom, one-and-a-half-bath home pairs breathtaking, direct views of the serene Atlantic with a perfectly functional layout. At the heart of the residence is a beautifully remodeled, contemporary kitchen equipped with modern cabinetry, premium countertops, and high-end appliances, seamlessly flowing into a spacious living area designed for easy entertaining. The oversized primary suite captures majestic ocean backdrops and serves as a true private retreat, complete with excellent storage including a generous walk-in closet and multiple additional closets. While the bathrooms await your personal design finishes, the premier ground-floor location and turnkey kitchen make this property a standout choice. Perfectly positioned just minutes from the vibrant dining, shopping, and culture of Atlantic Avenue, this coastal gem delivers the highly coveted beach lifestyle you've been searching for.
- Principal and interest
- $4,121
- Property tax
- $1,128
- Homeowners insurance
- $508
- HOA
- $1,086
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Outside the special flood hazard area. Flood insurance is optional.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
- Ground elevation
- 13.9 ft
- Distance to the coast
- 0.1 mi
Bare ground at the point (USGS 3DEP, NAVD88), not the finished floor.
Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).
Sources: FEMA National Flood Hazard Layer (panel 12099C0983G, effective 2024-12-20), USGS 3DEP, Florida Division of Emergency Management, OpenStreetMap coastline. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map
Banyan House was built in 1967, according to the county property appraiser.
If it has three or more habitable stories, Florida law (s. 553.899, F.S.) requires a milestone structural inspection by December 31 of the year it reaches 30 years of age, then every 10 years; for a building of this age the first one was due by December 31, 2024. A local building official may require it at 25 years near salt water.
Condominium buildings of three or more stories also need a structural integrity reserve study (s. 718.112(2)(g), F.S.) at least every 10 years; associations formed on or before July 1, 2022 had to complete one by December 31, 2025.
Dates follow from the statutes and the year the county appraiser lists for the building, not from the association's records. Ask the association for its milestone inspection report, its most recent structural integrity reserve study and any approved or proposed special assessments, and review them before you buy.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.