Atlantic Luxury Advisors
100 Ocean Lane Dr #303 photo 1100 Ocean Lane Dr #303 photo 2100 Ocean Lane Dr #303 photo 3100 Ocean Lane Dr #303 photo 4100 Ocean Lane Dr #303 photo 5

17 photos

100 Ocean Lane Dr #303

Key Biscayne, FL 33149

$505,000
1
1.5
870 sq ft
1973
Condominium
$1,065/mo
0
Active

Listing courtesy of Luxe Properties (Nestor Palacios). Contact: [email protected].

About this home

Experience the pinnacle of island living, a stunning coastal retreat nestled in the heart of Key Biscayne. This bright and airy residence offers an open-concept layout that seamlessly blends modern elegance with the relaxed charm of the Florida lifestyle. Just steps away from the pristine sands of the Atlantic, the property provides exclusive access to private beach paths, lush tropical landscaping, and a serene atmosphere that feels miles away from the city—yet is only minutes from downtown Miami. Whether you’re enjoying the ocean breeze from your private balcony or taking advantage of the boutique building's premium amenities, this is a rare opportunity to own a piece of paradise in one of South Florida’s most prestigious zip codes. Some images in this listing have been virtually staged to better illustrate the potential layout and spatial possibilities of the home for conceptual purposes only.

What it costs to own
Estimated monthly payment
$4,651/mo
Principal and interest
$2,554
Property tax
$715
Homeowners insurance
$317
HOA
$1,065

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$8,578/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$1,065/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.