32 photos
10431 SW 228th Ter
Miami, FL 33190
Listing courtesy of Conde Realty. Contact: [email protected].
Beautiful Single-Family Home in Cutler Bay With room for everyone, this home has everything needed to create unforgettable memories. The property features a spacious yard and a saltwater pool with waterfalls—ideal for weekend entertaining or unwinding after work. The kitchen boasts granite countertops and ample workspace, perfect for busy after-school afternoons. The primary suite includes separate his-and-her walk-in closets and a spacious bathroom. The garage has been converted into a gym or office and offers plenty of storage space. For peace of mind, the home is protected by a hardwired security camera system (indoor and outdoor), impact-resistant windows and doors, and hurricane shutters. It also includes a high-end Carico water filtration system that provides clean, purified, great-tasting water throughout the house. Impeccably maintained and move-in ready, this home is must-see. Low HOA fee.
- Principal and interest
- $3,818
- Property tax
- $1,100
- Homeowners insurance
- $475
- HOA
- $90
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.