Atlantic Luxury Advisors
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32 photos

10431 228th Ter

Miami, FL 33190

$765,000
4
2.5
2,557 sq ft
5,000 sq ft
2011
2 car
Single Family Residence
$90/mo
13
Active

Listing courtesy of Conde Realty (Carolina Espinosa). Contact: [email protected].

About this home

Beautiful Single-Family Home in Cutler Bay With room for everyone, this home has everything needed to create unforgettable memories. The property features a spacious yard and a saltwater pool with waterfalls—ideal for weekend entertaining or unwinding after work. The kitchen boasts granite countertops and ample workspace, perfect for busy after-school afternoons. The primary suite includes separate his-and-her walk-in closets and a spacious bathroom. The garage has been converted into a gym or office and offers plenty of storage space. For peace of mind, the home is protected by a hardwired security camera system (indoor and outdoor), impact-resistant windows and doors, and hurricane shutters. It also includes a high-end Carico water filtration system that provides clean, purified, great-tasting water throughout the house. Impeccably maintained and move-in ready, this home is must-see. Low HOA fee.

Virtual tour
What it costs to own
Estimated monthly payment
$5,549/mo
Principal and interest
$3,868
Property tax
$1,116
Homeowners insurance
$475
HOA
$90

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$13,386/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$90/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.