Atlantic Luxury Advisors
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18 photos

1020 94th St #502

Bay Harbor Islands, FL 33154

$325,000
1
1.5
903 sq ft
1968
Condominium
$751/mo
73
Active

Listing courtesy of Beachfront Realty Inc (Roman Morozov). Contact: [email protected].

About this home

Top floor apartment. Large 1 bedroom, 1 and a half bath. 903 sq ft. Boutique small building with only 3 apartments per floor (only 12 units total). Unit is updated and move-in ready. Unit facing West and has nice sunset views. Lots of closet space. New impact windows just installed. AC is couple years old. New Appliances. Secure lobby, parking assigned. Walking distance to famous Bal Harbour Shops and restaurants. 1 assigned parking and guest parking in front of building. Lots of upgrades done in the building recently: new windows, newly painted façade, hallways, new pool and roof is 1.5 years old. Apartment doesn't have a balcony. Laundry located on the ground floor. Seller Financing is available with 35% down.

What it costs to own
Estimated monthly payment
$3,032/mo
Principal and interest
$1,643
Property tax
$438
Homeowners insurance
$200
HOA
$751

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$5,250/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$751/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.