Atlantic Luxury Advisors
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29 photos

2039 123rd St

North Miami, FL 33181

$850,000
2
2.5
1,444 sq ft
1,805 sq ft
1965
Single Family Residence
Yes
0
Active

Listing courtesy of Beachfront Realty Inc (Mazal Ben David). Contact: [email protected].

About this home

Rare waterfront opportunity in the highly desirable Areta Estates! This beautiful 2-bedroom, 2.5-bath waterfront townhouse is a zero-lot-line home that lives like a single-family residence, with no HOA and no maintenance fees. Perfect for boating enthusiasts, the property includes a private deeded dock with quick access to Biscayne Bay and the Atlantic Ocean through Haulover Inlet.The open-concept floor plan is filled with natural light and a beautiful kitchen and a full-size washer and dryer. The spacious living and dining areas open to a private waterfront patio, creating the perfect indoor-outdoor space for entertaining or relaxing.Upstairs, the primary suite offers a walk-in closet, a beautifully updated en-suite bathroom, and a private balcony overlooking the canal. A generously sized second bedroom and an additional flexible space provide room for a home office, gym, or sitting area. Ideally located east of Biscayne Boulevard, just minutes from Bal Harbour Shops, beaches, Whole Foods, Publix, fine dining, and major highways. Surrounded by multi-million-dollar waterfront homes, this move-in-ready property offers an exceptional combination of luxury, boating, and prime location. Great for investors! No rental restrictions and no application needed! A must see!

Virtual tour
What it costs to own
Estimated monthly payment
$6,077/mo
Principal and interest
$4,298
Property tax
$1,246
Homeowners insurance
$533
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$14,957/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone C: ordered to evacuate for Category 2 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.