Atlantic Luxury Advisors
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50 photos

434 20th St

Homestead, FL 33030

$635,000
4
2.5
1,898 sq ft
16,375 sq ft
1953
2 car
Single Family Residence
0
Active

Listing courtesy of Keller Williams Capital Realty (Christina Mosquera). Contact: [email protected].

About this home

Discover the space and lifestyle that are becoming increasingly hard to find in Homestead. This 4-bedroom single-family home features a desirable split floor plan with an expansive primary suite and plenty of room to make the interior your own. Enjoy a covered lanai overlooking a private pool and oversized backyard—perfect for entertaining, family gatherings, and creating lasting memories. The generous lot also offers ample space for an RV, boat, recreational toys, and more. Conveniently located near schools, parks, recreation, and entertainment, this home offers a wonderful South Florida lifestyle. If you are considering new construction, take a closer look at what is difficult to recreate today: a spacious homesite, private pool, covered outdoor living, and the freedom of a large backyard.

What it costs to own
Estimated monthly payment
$4,526/mo
Principal and interest
$3,211
Property tax
$915
Homeowners insurance
$400
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$10,982/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AH, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone D: ordered to evacuate for Category 3 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.