Atlantic Luxury Advisors
881 Ocean Dr #20A photo 1881 Ocean Dr #20A photo 2881 Ocean Dr #20A photo 3881 Ocean Dr #20A photo 4881 Ocean Dr #20A photo 5

32 photos

881 Ocean Dr #20A

Key Biscayne, FL 33149

$3,600,000
3
3
3,120 sq ft
1971
1 car
Condominium
$2,607/mo
Yes
175
Active

Listing courtesy of BHHS EWM Realty (MariaAmancia Vial-Ducaud). Contact: [email protected].

About this home

Step into luxury with this spectacular water front 3-bedroom, 3-bath residence boasting 3,120 sq ft of elegant living space. Perfectly situated in the heart of Key Biscayne. This home offers panoramic bay views and resort like beach access creating the ultimate coastal lifestyle. Expansive open floor plan with abundant natural light, floor to ceiling windows and wrap around balconies. Gourmet kitchen with premium appliances and elegant bathrooms. This unit offers luxury, comfort and excellent location perfect for those looking for serene retreat with the conveniences of island living minutes from exciting urban Miami.

What it costs to own
Estimated monthly payment
$28,545/mo
Principal and interest
$18,204
Property tax
$5,484
Homeowners insurance
$2,250
HOA
$2,607

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$65,803/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$2,607/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.