Atlantic Luxury Advisors
9927 E Bay Harbor #404 photo 19927 E Bay Harbor #404 photo 29927 E Bay Harbor #404 photo 39927 E Bay Harbor #404 photo 49927 E Bay Harbor #404 photo 5

18 photos

9927 E Bay Harbor #404

Bay Harbor Islands, FL 33154

$3,500,000
3
3.5
2,600 sq ft
2025
2 car
Condominium
$2,990/mo
Yes
195
Active

Listing courtesy of The Agency Florida LLC (Daniel Tzinker). Contact: [email protected].

About this home

Introducing The Regency Collection, a boutique waterfront sanctuary of modern elegance and sustainable design. Masterfully crafted by Kobi Karp Architecture with interiors by Debora Aguiar, this striking glass-clad residence features 33 exclusive homes with private boat slips and a rooftop pool deck overlooking the bay. Expansive terraces, floor-to-ceiling glass, and refined ceiling heights create luminous living spaces. Appointed with private elevators, Poliform kitchens, Miele appliances, and Antonio Lupi Italian fixtures, each residence delivers elevated luxury. Select penthouses offer private rooftop pools and sweeping panoramic views.

What it costs to own
Estimated monthly payment
$28,210/mo
Principal and interest
$17,698
Property tax
$5,330
Homeowners insurance
$2,192
HOA
$2,990

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$63,954/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$2,990/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.