Atlantic Luxury Advisors

5042 Rivo Alto

Westlake, FL 33470

$839,990
3
3
2,289 sq ft
2026
2 car
Single Family Residence
$366/mo
Yes
0
Active

Listing courtesy of Maltbie Realty Group (William Norman Maltbie). Contact: [email protected].

About this home

Move-In Ready! Beautiful lake views. This Madison floorplan is a 3-bedroom, 3-bathroom home with a 2-car garage features a 4' extension to the Owner's Suite and covered lanai, plus a privacy wall and pre-plumbing for a future outdoor kitchen for enhanced indoor/outdoor living. Upgrades include impact windows, spray foam insulation, tankless water heater, beach entry shower in the Owner's Bath, and a gourmet kitchen with Cambria quartz countertops, oversized island, and upgraded white KitchenCraft cabinetry with crown molding. Cresswind Palm Beach, a premier 55+ community in Westlake, FL. Enjoy new, energy-efficient homes, an Adventure Park, dog park, and daily conveniences.

What it costs to own
Estimated monthly payment
$6,303/mo
Principal and interest
$4,247
Property tax
$1,165
Homeowners insurance
$525
HOA
$366

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$13,976/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$366/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Not in a designated evacuation zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Florida risk
Distance to the coast
14.3 mi

Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).

NFIP flood policies nearby
$440 to $590 a year

Middle half of 977 NFIP single-family policies in ZIP 33470, zone X, policies effective 2025-10-02 to 2026-10-02. What owners paid, not a quote for this home.

Sources: FEMA National Flood Hazard Layer (panel 12099C0345F, effective 2017-10-05), Florida Division of Emergency Management, OpenStreetMap coastline, FEMA OpenFEMA NFIP policies. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.