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1520 Lugo Ave
Coral Gables, FL 33156
Listing courtesy of Compass Florida, LLC (Haissam Jaber). Contact: [email protected].
Virtually brand-new construction without the wait. Rebuilt down to the studs, this 4-bedroom, 5.5-bath waterfront residence offers modern design and high-end finishes inside gated Gables by the Sea. Every bedroom is en-suite with a walk-in closet, complemented by a chef’s kitchen with Thermador appliances, soundproofed home office, and seamless indoor-outdoor living. Set on a 12,500 SF lot connected to city sewer, the covered patio features an outdoor kitchenette and cabana bath overlooking the pool, tranquil waterway, and private dock. Impact windows and doors, new roof, 2-car garage, and new driveway. Enjoy waterfront living ideal for kayaking and paddleboarding; waterway does NOT provide ocean access.
- Principal and interest
- $17,142
- Property tax
- $5,160
- Homeowners insurance
- $2,117
- HOA(not in the listing)
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.