Atlantic Luxury AdvisorsKeller Williams Realty Services

20 photos

4045 Gator Trace

Fort Pierce, FL 34982

$249,900
2
2
1,363 sq ft
4,622 sq ft
1991
1 car
$619/mo
Yes
960
Active

Listing courtesy of A & D Realty. Contact: [email protected].

About this home

Very nice 2 bedroom, 2 bath 1 car garage villa at one of the highly desired golf courses on the treasure coast. This unit boasts vaulted ceilings and vinyl wood plank flooring throughout. HOA includes wifi and cable, as well as exterior maintenance of the unit. Building insurance is also included in HOA dues. You will also have access to the community pool and the restaurant in the clubhouse.

What it costs to own
Estimated monthly payment
$2,413/mo
Principal and interest
$1,264
Property tax
$372
Homeowners insurance
$158
HOA
$619

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$4,467/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$619/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location
Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.