Atlantic Luxury Advisors
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1130 41st Ave

Homestead, FL 33033

$499,000
3
2
1,200 sq ft
3,600 sq ft
2005
Single Family Residence
$98/mo
Yes
67
Active

Listing courtesy of Open Florida Realty, Inc. (Jennifer Fernandez). Contact: [email protected].

About this home

Beautiful Single-Family Home in the Desirable Gated Waterstone Community. This charming single-family home is located in one of Homestead’s most sought-after gated communities. Featuring a fully remodeled kitchen and bathrooms with granite countertops and porcelain flooring throughout. One bedroom has been thoughtfully modified by removing the wall and door to create a spacious additional living area — perfect for family enjoyment — and can be easily restored to a bedroom if desired. The backyard offers direct canal access beyond the fence, providing a peaceful waterfront feel. Enjoy a very low HOA fee that includes private backyard lawn maintenance every two weeks. Additional highlights include a brand-new roof installed in 2025. Residents also have access to the Waterstone Grand Clubhouse, pool, and playground. Original Floor Plan is 3/2 currently used as 2/2 but very easy to convert back to 3/2

Virtual tour
What it costs to own
Estimated monthly payment
$3,635/mo
Principal and interest
$2,523
Property tax
$706
Homeowners insurance
$308
HOA
$98

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$8,468/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$98/mo (from the listing)
FEMA flood zone
Zone AH, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.