Atlantic Luxury Advisors
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3045 Bay Rd

Miami Beach, FL 33140

$9,595,000
4
4.5
3,761 sq ft
7,320 sq ft
2026
2 car
Single Family Residence
75
Active

Listing courtesy of Compass Florida, LLC (Chad Carroll). Contact: [email protected].

About this home

A New Architectural Statement of Modern Custom Luxury on Prestigious North Bay Road. Completed in 2026 by Hartz Development, this newly constructed architectural residence presents a refined expression of modern luxury in one of Miami Beach's most coveted neighborhoods. Set on Lower North Bay Rd, the home spans 5,965 SF of total building area, including 3,761 SF under air, and features 4 bedrooms, 4 full bathrooms, and 1 powder room across three thoughtfully designed levels. Defined by clean architectural lines, soaring ceilings, floor-to-ceiling glass, and warm natural materials, the interiors are filled with light and seamlessly connect expansive living, dining, and entertaining spaces. A sculptural chef's kitchen with dramatic natural stone, custom wood cabinetry, premium integrated appliances, and a marble waterfall island. The upper level is anchored by a spectacular primary suite complete with a private sitting area, oversized custom dressing room, spa-inspired bath with a freestanding soaking tub, walk-in shower, dual vanities, and a private sauna. Outdoors, lush tropical landscaping frames a resort-style pool, covered terraces, a summer kitchen, and multiple spaces designed for effortless indoor-outdoor living. Perfectly positioned on prestigious North Bay Road, just moments from Sunset Harbour, world-class dining, shopping, and Miami Beach's iconic shoreline, this exceptional residence delivers timeless architecture, privacy, and an elevated lifestyle.

What it costs to own
Estimated monthly payment
$69,239/mo
Principal and interest
$48,518
Property tax
$14,721
Homeowners insurance
$6,000
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$176,646/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.