Atlantic Luxury AdvisorsKeller Williams Realty Services

17 photos

4288 Diamond Shores Way

Hutchinson Island, FL 34949

$3,695,000
4
5.5
3,897 sq ft
Single Family Residence
$490/mo
Yes
325
Active

Listing courtesy of Ritzau Realty Inc.. Contact: [email protected].

About this home

Stunning luxury oceanfront homes located on Hutchinson Island! This gated community boosts 43 homes featuring 4 beds/5 ½ baths/3 car-garage, private elevator, Navien tankless water heater and heated plunge pool overlooking the ocean. The main level is an entertainer’s dream w/10’ hurricane impact windows & sliders leading to the pool deck. The Chef’s Kitchen features Sub-Zero, Wolf & Cove appliances, island w/Caesarstone quartz countertops & walk-in Butler’s Pantry. The Primary Suite on the upper level has floor-to-ceiling windows & outdoor terrace w/direct ocean views. The Primary Bath includes double sinks, linen closets, LED mirrors, 6’ oval tub, zero-entry shower w/frameless enclosure. Laundry room on upper level includes cabinetry, utility sink and full-size Electrolux washer/dryer. This pet-friendly neighborhood includes a community clubhouse & pool, along w/a dock & 43 boat slips on the intracoastal (boat slips will be available as a long-term lease).

What it costs to own
Estimated monthly payment
$28,043/mo
Principal and interest
$18,684
Property tax
$6,561
Homeowners insurance
$2,308
HOA
$490

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$78,733/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$490/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location
Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.