Atlantic Luxury Advisors
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44 photos

2534 CONCH COVE

Palm City, FL 34990

$1,099,000
3
2
1,808 sq ft
6,435 sq ft
2020
2 car
Single Family Residence
Yes
41
Active

Listing courtesy of The Brokerage Treasure Coast (Danielle Miller). Contact: [email protected].

About this home

Waterfront home with Ocean Access & no HOA. Experience waterfront living at its best in this beautiful Key West style home. Situated on the St. Lucie River, this property offers no fixed bridges and ocean access, making it a boater's dream. Complete with a private boat lift and new seawall (2023), you're just minutes from open water. Built in 2020 all tucked away on a quiet dead-end street. Inside, you'll find: impact windows/ doors, metal roof, tile flooring throughout, plantation shutters, custom built-in closets, laundry room and stainless steel appliances. One of the biggest benefits of owning a newer home is the LOW insurance. Conveniently located just minutes from shopping, beautiful beaches, waterfront restaurants, parks, golf courses, and historic downtown Stuart.

What it costs to own
Estimated monthly payment
$7,655/mo
Principal and interest
$5,557
Property tax
$1,415
Homeowners insurance
$683
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$16,976/yr

Estimate: the price times the Martin County average total millage (16.06 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.