52 photos
3742 13th St
Homestead, FL 33033
Listing courtesy of BHHS EWM Realty (Jena Congdon). Contact: [email protected].
- Sat, Oct 3, 2 to 5 PM
Enjoy the family-friendly, gated neighborhood of Portofino Oaks within the Waterstone Community with 24/7 security. This single-family home offers high ceilings in the open living and dining rooms, abundant natural light throughout enhanced by large windows and tile flooring on both levels. First floor features a large kitchen plus a sunny breakfast nook flowing into the 17x15 family room with access to the fenced backyard. An updated bedroom and remodeled full bath on the main level provides ideal flexibility for guests, multi-generational living or home office. Upstairs, the primary suite serves as a private retreat with a spacious walk-in closet, a spa-style bath with dual sinks, a Roman tub, and a separate shower: The private sitting area in the suite is a comfortable space to unwind or private office or 4th upstairs bedroom. Additional features include inside laundry room, accordion shutters and two-car garage. Residents enjoy access to a beautiful clubhouse, fully equipped fitness center, playground, scenic walking paths, community pools and security patrol. Very low HOA fees. Minutes from Baptist Homestead Hospital, Homestead Air Reserve Base, shopping, dining, and top-rated schools. This home is an excellent choice for families seeking quality education and quick access to Homestead Bayfront Park, the marina, and weekend escapes to the Florida Keys.
- Principal and interest
- $3,024
- Property tax
- $858
- Homeowners insurance
- $375
- HOA
- $150
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
- Base flood elevation
- 5 ft (NGVD29)
- Ground elevation
- 5.6 ft
- Distance to the coast
- 5.0 mi
- NFIP flood policies nearby
- $920 to $1,500 a year
Bare ground at the point (USGS 3DEP, NAVD88), not the finished floor.
Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).
Middle half of 5,630 NFIP single-family policies in ZIP 33033, A zones, policies effective 2025-10-01 to 2026-10-01. What owners paid, not a quote for this home.
Sources: FEMA National Flood Hazard Layer (panel 12086C0731L, effective 2009-09-11), USGS 3DEP, Florida Division of Emergency Management, OpenStreetMap coastline, FEMA OpenFEMA NFIP policies. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.