Atlantic Luxury AdvisorsKeller Williams Realty Services

26 photos

20801 SW 83rd Ave

Cutler Bay, FL 33189

$425,000
3
2.5
1,293 sq ft
1991
1 car
Townhouse
$72/mo
4
Active

Listing courtesy of Coldwell Banker Realty. Contact: [email protected].

Open House
  • Sun, Nov 15, 12 to 2 PM
About this home

Welcome to Saga Bay Townhomes at Club La Costa in Cutler Bay! This spacious 3 bedroom, 2.5 bath two story townhouse offers 1,293 square feet of living space, a one-car garage, and a comfortable, functional layout. The updated kitchen and wood laminate & ceramic flooring add to the home's appeal, while all three bedrooms are conveniently located upstairs, providing separation from the main living areas. Step outside to your private fenced patio, perfect for relaxing, entertaining, or enjoying the South Florida lifestyle. A wonderful opportunity to own a townhouse in the established Cutler Bay community!

Virtual tour
What it costs to own
Estimated monthly payment
$3,080/mo
Principal and interest
$2,149
Property tax
$592
Homeowners insurance
$267
HOA
$72

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$7,099/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$72/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location
Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.