Atlantic Luxury Advisors
8604 GIOVANNI #143-4 photo 18604 GIOVANNI #143-4 photo 28604 GIOVANNI #143-4 photo 38604 GIOVANNI #143-4 photo 48604 GIOVANNI #143-4 photo 5

27 photos

8604 GIOVANNI #143-4

Fort Pierce, FL 34951

$324,300
3
2
1,509 sq ft
3,920 sq ft
2026
2 car
Single Family Residence
$320/mo
Yes
Yes
36
Active

Listing courtesy of Adams Homes Realty Inc (Joann DeRosa). Contact: [email protected].

About this home

Waterstone Phase Four in Fort Pierce presents a single-story, three-bedroom residence on waterfront property—a rare combination that merges water access with solid residential value. The 1,509 square feet of finished living space accommodates comfortable daily living, while the two-car garage provides practical parking and storage. This one-bath home offers straightforward ownership without the complexity of multi-unit properties or shared structures, giving you direct control over your investment and its maintenance. The waterfront location distinguishes this property from typical inland offerings and appeals to those seeking aquatic proximity. Built for long-term ownership, this residence delivers enduring value in an established community setting.

What it costs to own
Estimated monthly payment
$2,666/mo
Principal and interest
$1,640
Property tax
$506
Homeowners insurance
$200
HOA
$320

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$6,070/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$320/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Not in a designated evacuation zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.