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10090 Bay Harbor Ter #10090
Bay Harbor Islands, FL 33154
Listing courtesy of Jason Mitchell Real Estate Flo (Michelle Reyes). Contact: [email protected].
Experience luxury living in this spacious corner townhome featuring 3 rooms and 3.5 bathrooms across three levels of modern comfort, complete with a 2-car garage. County records reflect the property as a 2-bedroom, 2.5-bath residence; however, the ground-floor room with a full en-suite bath can easily function as a third bedroom, office, den, or guest suite. The open-concept kitchen showcases sleek white cabinetry, black quartz countertops, and stainless steel appliances, while all bathrooms have been tastefully updated with walk-in showers. Enjoy two private balconies, top-floor washer and dryer convenience, abundant natural light, and beautiful wood and tile flooring throughout with no carpet. Hurricane accordion shutters provide added peace of mind, and ample guest parking is available. Ideally located within walking or biking distance to top restaurants, Bal Harbour Shops, Surfside beaches and cafés, and situated within a highly rated school district. Conveniently close to Biscayne Boulevard and just a short drive to South Beach and Aventura Mall.
- Principal and interest
- $5,557
- Property tax
- $1,630
- Homeowners insurance
- $683
- HOA
- $1,200
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.