Atlantic Luxury Advisors
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101 photos

109 River

Sewalls Point, FL 34996

$22,950,000
4
7
10,242 sq ft
186,955 sq ft
2024
17 car
Single Family Residence
Yes
Yes
229
Active

Listing courtesy of One Sotheby's International Realty (Tyler Potts). Contact: [email protected].

About this home

Known as River House, offered fully furnished & turnkey (excluding artwork), this newly completed riverfront estate sits atop a commanding 30-foot bluff in Sewalls Point, spanning 4.3 acres with sweeping, mile-long sunset views across the St. Lucie River. Designed as a modern Bahamian retreat, the residence blends imported Belgian materials with warmth and timeless elegance. Internationally recognized and featured in Vogue Australia for its exceptional design and craftsmanship. Complementing the offering, bespoke Seller Financing is available, including up to one-third of the purchase price, structured as interest-only for a period of up to five years, with no prepayment penalty, an uncommon and highly advantageous provision designed to accommodate a variety of acquisition strategies. Curated by Melhorn Architecture & Construction with interiors by Design Studio JAC, the estate reflects a level of intention and craftsmanship rarely achieved, resulting in a residence designed for longevity rather than trends. Dominican coral flooring, creamy lime plaster walls with Roman clay texture, and expansive walls of glass create a calm, gallery like backdrop for art and waterfront vistas. Vaulted ceilings accented by reclaimed European oak beams lend depth and permanence, while subtle variations in tone and texture define an atmosphere of quiet luxury. Outdoor living is seamlessly integrated through impact glass wall systems, with a resort style pool, expansive deck spaces, and lush gardens extending the living areas into the landscape and down toward a private beach. Mature oak and banyan trees frame the setting, reinforcing the estate's sense of privacy, scale, and serenity. A world class boating compound offers deep water dockage with multiple lifts, accommodating vessels over 100 feet with ease while providing direct access to the inlet and open ocean. The estate is further complemented by a private guest house, three garages with capacity for up to 17 vehicles, and meticulously designed grounds. Thoughtfully curated from architecture to landscape, River House represents a generational waterfront offering. Timeless in design, rich in detail, and among the most distinguished estates in South Florida.

What it costs to own
Estimated monthly payment
$161,048/mo
Principal and interest
$116,048
Property tax
$30,658
Homeowners insurance
$14,342
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$367,899/yr

Estimate: the price times the Martin County average total millage (16.06 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.