Atlantic Luxury Advisors
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3471 Main Hwy #1204

Coconut Grove, FL 33133

$6,710,000
4
4.5
6,140 sq ft
2005
2 car
Townhouse
$3,943/mo
4
Active

Listing courtesy of Compass Florida, LLC. (Karina Ugarte). Contact: [email protected].

About this home

Behind the gates of The Cloisters on the Bay, an exclusive enclave of just 40 residences, this 6,140 SF Coconut Grove townhome delivers something rarely found in the Grove: the scale of a single-family home with the ease of a low-maintenance lifestyle. Four ensuite bedrooms, 4.5 baths and a dedicated office span three levels, with new impact windows and doors and an elevator serving every floor, including the rooftop. The ground level is designed for guests, with a full bedroom suite and its own living space alongside a two-car garage and driveway parking. The main living level brings together the kitchen and breakfast area, dining and living rooms, office, powder room and balcony. Upstairs are two ensuite bedrooms and the primary suite with its own balcony. Above it all, an expansive rooftop terrace creates another setting for seated dinners, entertaining and lounging outdoors. Within the gates, enjoy a beautiful community pool, tennis courts, guest parking and a private, maintained setting. Step outside and the Grove is yours on foot, with Ransom Everglades and Carrollton just up Main Highway and CocoWalk, the Saturday farmers market, Peacock Park, The Barnacle and Dinner Key Marina nearby. Cafés, restaurants, parks and the waterfront become part of the everyday rhythm. A rare combination of generous living space, privacy and true Coconut Grove walkability.

What it costs to own
Estimated monthly payment
$52,339/mo
Principal and interest
$33,929
Property tax
$10,275
Homeowners insurance
$4,192
HOA
$3,943

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$123,305/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$3,943/mo (from the listing)
FEMA flood zone
Zone VE, coastal high hazard

Inside the Special Flood Hazard Area with wave action. Lenders require flood insurance on a financed home, and premiums here are the highest of any zone.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.