Atlantic Luxury Advisors
640 22nd Ln photo 1640 22nd Ln photo 2640 22nd Ln photo 3640 22nd Ln photo 4640 22nd Ln photo 5

34 photos

640 22nd Ln

Homestead, FL 33033

$359,990
2
2
1,183 sq ft
3,738 sq ft
1989
1 car
Single Family Residence
$442/mo
Yes
5
Active

Listing courtesy of EXP Realty, LLC (Russell Irizarry). Contact: [email protected].

About this home

A rare opportunity for lakefront living in the gated North Gate Village community at Keys Gate! This 2-bedroom, 2-bath single-family home offers 1,183 sq. ft. of living area, vaulted ceilings and a bright, welcoming layout. The kitchen features white cabinetry, generous counter space and a breakfast bar that opens to the main living area. A separate laundry room and garage add everyday convenience. The standout feature is the expansive screened patio overlooking the lake—an inviting place for morning coffee, outdoor dining or relaxing at the end of the day. Enjoy community amenities including a clubhouse, pool, fitness center and recreational facilities, with shopping, dining and major roads nearby. Lakefront homes like this don’t come along often. Schedule your showing and experience the view in person!

Virtual tour
What it costs to own
Estimated monthly payment
$2,978/mo
Principal and interest
$1,820
Property tax
$491
Homeowners insurance
$225
HOA
$442

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$5,897/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$442/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone C: ordered to evacuate for Category 2 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.