Atlantic Luxury Advisors
5 HARBOUR ISLE #103 Garage option photo 15 HARBOUR ISLE #103 Garage option photo 25 HARBOUR ISLE #103 Garage option photo 35 HARBOUR ISLE #103 Garage option photo 45 HARBOUR ISLE #103 Garage option photo 5

34 photos

5 HARBOUR ISLE #103 Garage option

Fort Pierce, FL 34949

$399,900
2
2
1,989 sq ft
2005
1 car
Condominium
$860/mo
Yes
Yes
40
Active

Listing courtesy of Keller Williams Realty of PSL (Jennelle Reid). Contact: [email protected].

About this home

For sale with a deeded garage for $499,900!!! Experience the best of coastal living in this spacious waterfront condominium. Located on a picturesque island community, providing comfort, recreation, and small-town charm. Residents enjoy resort-style amenities including a waterfront swimming pool, clubhouse, pickleball courts, and a fully equipped fitness center. The island lifestyle provides endless opportunities for boating, kayaking, fishing, cycling, and scenic waterfront walks. Horseback riding also nearby for outdoor enthusiasts. Just minutes away, the historic downtown district offers charming shops, waterfront dining, and community events. Every Saturday, enjoy the vibrant farmers market featuring fresh local produce, vendors, live music, and beautiful waterfront views. Sold with a garage!

What it costs to own
Estimated monthly payment
$3,774/mo
Principal and interest
$2,022
Property tax
$642
Homeowners insurance
$250
HOA
$860

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$7,700/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$860/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.