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16385 Biscayne Blvd #3103
North Miami Beach, FL 33160
Listing courtesy of Exclusively Yours Realty. Contact: [email protected].
Experience luxury waterfront living at The Harbour, one of North Miami Beach’s premier resort-style communities, ideally located just minutes from Aventura, Sunny Isles Beach, and Bal Harbour. This beautifully maintained 2-bedroom, 2-bath residence offers the perfect combination of luxury, comfort, and convenience in the heart of South Florida. Featuring a spacious open-concept layout, the unit includes a large dining area that can easily be enclosed to create a den, office, or additional flex space. Thoughtfully upgraded throughout with modern lighting fixtures, electric blinds, and integrated network equipment, this residence is truly move-in ready. Floor-to-ceiling windows provide abundant natural light while showcasing breathtaking views of the canal front, city skyline, and ocean from nearly every room. Residents of The Harbour enjoy access to exceptional amenities, including a waterfront pool deck with cabanas, a poolside restaurant and café, a state-of-the-art fitness center, spa, kids’ play areas, sports courts, walking paths, a private marina and boat dock access, valet service, and 24-hour security. Conveniently located near beaches, shopping, dining, entertainment, and major highways. Info herein deemed reliable, subject to errors, omissions, or changes without notice—buyer to verify all information.
- Principal and interest
- $3,277
- Property tax
- $935
- Homeowners insurance
- $408
- HOA
- $1,343
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Harbour South, A Condo was built in 2018, according to the county property appraiser.
If it has three or more habitable stories, Florida law (s. 553.899, F.S.) requires a milestone structural inspection by December 31 of the year it reaches 30 years of age, then every 10 years; for a building of this age the first one is due by December 31, 2048. A local building official may require it at 25 years near salt water.
Condominium buildings of three or more stories also need a structural integrity reserve study (s. 718.112(2)(g), F.S.) at least every 10 years; associations formed on or before July 1, 2022 had to complete one by December 31, 2025.
Dates follow from the statutes and the year the county appraiser lists for the building, not from the association's records. Ask the association for its milestone inspection report, its most recent structural integrity reserve study and any approved or proposed special assessments, and review them before you buy.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.