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21121 SW 85th Ave #117
Cutler Bay, FL 33189
Listing courtesy of Lifestyle International Realty. Contact: [email protected].
Discover this charming corner-unit condo featuring 1 bedroom and 1.5 bathrooms, offering comfort, privacy, and beautiful lake views. Relax and unwind on your screened-in porch while enjoying the peaceful waterfront setting. This inviting residence features updated plumbing and laminate flooring throughout, providing both style and functionality. Conveniently located near Black Point Marina, this property offers easy access to boating, outdoor recreation, shopping, dining, and more. Residents can enjoy a community swimming pool and the convenience of reserved parking. One of the property's standout features is its exceptionally low monthly HOA fees compared to other condominium communities in the surrounding area, making it an attractive option for homeowners and investors alike. Don't miss this opportunity to own a beautifully situated corner unit with lake views, desirable amenities, and an excellent location!
- Principal and interest
- $1,188
- Property tax
- $299
- Homeowners insurance
- $150
- HOA
- $365
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
This building was built in 1975, according to the county property appraiser.
If it has three or more habitable stories, Florida law (s. 553.899, F.S.) requires a milestone structural inspection by December 31 of the year it reaches 30 years of age, then every 10 years; for a building of this age the first one was due by December 31, 2024. A local building official may require it at 25 years near salt water.
Condominium buildings of three or more stories also need a structural integrity reserve study (s. 718.112(2)(g), F.S.) at least every 10 years; associations formed on or before July 1, 2022 had to complete one by December 31, 2025.
Dates follow from the statutes and the year the county appraiser lists for the building, not from the association's records. Ask the association for its milestone inspection report, its most recent structural integrity reserve study and any approved or proposed special assessments, and review them before you buy.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.