Atlantic Luxury Advisors
3115 OCEAN #103 photo 13115 OCEAN #103 photo 23115 OCEAN #103 photo 33115 OCEAN #103 photo 43115 OCEAN #103 photo 5

54 photos

3115 OCEAN #103

Highland Beach, FL 33487

$2,775,000
3
2.5
1,824 sq ft
1981
2 car
Townhouse
$3,437/mo
Yes
Yes
0
Active

Listing courtesy of John P. O'Grady LLC (Deborah Sue Keller). Contact: [email protected].

About this home

Waterfront coastal living epitomized with this completely renovated 3-bedroom, 2.5-bath townhouse located directly on the sand in Highland Beach! Three levels to this unique residence ensures privacy and utility for the new owners, providing a grand primary suite on a the Ph level on its own, featuring a private balcony facing the ocean. .... Almost every room of this home overlooks the Atlantic Ocean and beach, through floor to ceiling glass. A large private patio offers individual direct access to the beach, a truly cabana style experience by the ocean. 2 garage spaces. This is an excellent opportunity to own a well-appointed residence in an established community with a recently upgraded fitness center, pool, newly appointed lobby. Small pet friendly. Leasing permitted.

Virtual tour
What it costs to own
Estimated monthly payment
$23,187/mo
Principal and interest
$14,032
Property tax
$3,985
Homeowners insurance
$1,733
HOA
$3,437

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$47,823/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$3,437/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.