Atlantic Luxury Advisors
Under contract. Ask us to watch it: if it comes back on the market, you hear first.
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47 photos

3605 Ocean #229

South Palm Beach, FL 33480

$184,900
2
2
1,121 sq ft
1974
Condominium
$1,462/mo
Yes
Yes
70
Active Under Contract

Listing courtesy of Illustrated Properties (Courtney Silk). Contact: [email protected].

About this home

PRICE REDUCED Seller motivated — priced to sell! Welcome to Southgate, a desirable coastal condominium community directly on A1A with deeded beach access and resort-style amenities. This spacious 2-bedroom, 2-bathroom condo offers one of the best values on the Intracoastal, featuring generous square footage, serene views, and an unbeatable location near the beach, dining, shopping, and marina lifestyle. Inside, each bedroom offers its own en-suite bathroom, creating comfort and privacy for residents and guests. Tile flooring laid on the diagonal flows through the main living and dining areas, while the kitchen features granite countertops, light wood melamine cabinetry, under-cabinet lighting, a water filtration system, and a 2022 dishwasher. Additional updates include a 2019 electrical panel, 2018 A/C, and a Bosch washer and dryer conveniently located inside the unit. Enjoy peaceful views from the screened-in balcony overlooking Southgate's beloved Lazy River, tropical gardens, and fountain. Additional storage space is also included. Southgate residents enjoy a beautifully maintained coastal setting with lush gardens, a community pool, sauna, doorman, private deeded beach access, and more. The building has passed its 50-year recertification, and reserve funding is in place, offering added peace of mind. This is also an excellent investment opportunity for those looking to enjoy the best of Palm Beach coastal living with future rental flexibility. After one year of ownership, the unit may be rented with a 90-day minimum, making it ideal for seasonal rental income while still allowing the owner to enjoy the property during the off-season. Conveniently located near Plaza Del Mar with restaurants, boutique shops, Publix, Eau Resort & Spa, and waterfront dining, this condo is ideal for those seeking an active coastal lifestyle. Bring all offers!

What it costs to own
Estimated monthly payment
$2,724/mo
Principal and interest
$935
Property tax
$210
Homeowners insurance
$117
HOA
$1,462

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$2,518/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$1,462/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.