Atlantic Luxury Advisors
3500 Ocean #405 photo 13500 Ocean #405 photo 23500 Ocean #405 photo 33500 Ocean #405 photo 43500 Ocean #405 photo 5

35 photos

3500 Ocean #405

South Palm Beach, FL 33480

$179,900
1
1
775 sq ft
92,727 sq ft
1962
Stock Cooperative
$990/mo
Yes
Yes
53
Active

Listing courtesy of Woolf Realty Inc. (Jonathan Woolf). Contact: [email protected].

About this home

Enjoy the South Florida coastal lifestyle at 3500 S. Ocean Blvd., Unit 405! Located in a desirable 55+ oceanfront cooperative community in South Palm Beach, this 1-bedroom, 1-bath residence offers a wonderful opportunity to make it your own. The true standout feature is its exceptional location—step outside your front door to breathtaking ocean views, with deeded beach access just steps from your residence. The spacious balcony is the perfect place to relax, enjoy the coastal breezes, and unwind after a day at the beach. Whether you're looking for a seasonal escape or year-round living, this home offers the Florida lifestyle you've been dreaming of. As a cooperative (co-op), ownership includes shares in the corporation that owns the building along with the exclusive right to occupy. Many buyers appreciate the sense of community, well-maintained grounds, and simplified ownership that co-op living can provide. The building has successfully completed and passed all required restoration projects, providing added peace of mind. Conveniently located near Palm Beach, waterfront dining, shopping, golf, and local attractions. With a little updating, this residence offers an excellent opportunity to personalize your own oceanfront retreat in one of South Palm Beach's most desirable coastal communities. This version reads naturally for the MLS, highlights the biggest selling point (ocean views and beach access), honestly acknowledges the opportunity for updating, and explains the co-op structure in a positive, buyer-friendly way.

What it costs to own
Estimated monthly payment
$2,211/mo
Principal and interest
$910
Property tax
$203
Homeowners insurance
$108
HOA
$990

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$2,430/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$990/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.