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3500 S Ocean Blvd #405
South Palm Beach, FL 33480
Listing courtesy of Woolf Realty Inc.. Contact: [email protected].
Enjoy the South Florida coastal lifestyle at 3500 S. Ocean Blvd., Unit 405! Located in a desirable 55+ oceanfront cooperative community in South Palm Beach, this 1-bedroom, 1-bath residence offers a wonderful opportunity to make it your own. The true standout feature is its exceptional location—step outside your front door to breathtaking ocean views, with deeded beach access just steps from your residence. The spacious balcony is the perfect place to relax, enjoy the coastal breezes, and unwind after a day at the beach. Whether you're looking for a seasonal escape or year-round living, this home offers the Florida lifestyle you've been dreaming of. As a cooperative (co-op), ownership includes shares in the corporation that owns the building along with the exclusive right to occupy. Many buyers appreciate the sense of community, well-maintained grounds, and simplified ownership that co-op living can provide. The building has successfully completed and passed all required restoration projects, providing added peace of mind. Conveniently located near Palm Beach, waterfront dining, shopping, golf, and local attractions. With a little updating, this residence offers an excellent opportunity to personalize your own oceanfront retreat in one of South Palm Beach's most desirable coastal communities. This version reads naturally for the MLS, highlights the biggest selling point (ocean views and beach access), honestly acknowledges the opportunity for updating, and explains the co-op structure in a positive, buyer-friendly way.
- Principal and interest
- $885
- Property tax
- $195
- Homeowners insurance
- $108
- HOA
- $990
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Palmsea Villas was built in 1973, according to the county property appraiser.
If it has three or more habitable stories, Florida law (s. 553.899, F.S.) requires a milestone structural inspection by December 31 of the year it reaches 30 years of age, then every 10 years; for a building of this age the first one was due by December 31, 2024. A local building official may require it at 25 years near salt water.
Condominium buildings of three or more stories also need a structural integrity reserve study (s. 718.112(2)(g), F.S.) at least every 10 years; associations formed on or before July 1, 2022 had to complete one by December 31, 2025.
Dates follow from the statutes and the year the county appraiser lists for the building, not from the association's records. Ask the association for its milestone inspection report, its most recent structural integrity reserve study and any approved or proposed special assessments, and review them before you buy.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.