Atlantic Luxury Advisors
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4160 Highway A1a #902

Hutchinson Island, FL 34949

$999,000
3
2.5
2,541 sq ft
999 sq ft
2009
1 car
Condominium
$1,433/mo
Yes
Yes
353
Active

Listing courtesy of Engel & Voelkers Hutchinson Is (Rebecca R Sexton). Contact: [email protected].

About this home

A must-see direct oceanfront residence! This beautifully updated 9th-floor home offers spacious living with 3 bedrooms, 2.5 baths, and two versatile bonus dens—perfect for additional guest space, a private office, or a personal gym. Highlights include: No carpet throughout 2021 HVAC system Brand-new appliances: 2025 KitchenAid wall oven/microwave combo, 2025 Bosch dishwasher, 2024 Frigidaire Gallery induction cooktop 2021 upgraded light fixtures Quartz kitchen countertops, fresh paint, custom closets, and a stylish coffee & beverage bar Plantation shutters in the guest suites and electric blinds in the living area This unit can be purchased turn-key for additional price point, fully furnished with mostly Baer's furniture (purchased in 2021), plus personal appliances, dishes, and two large TV. The water heater in 2017. A one car private garage and a beach storage cage also comes with this home.

What it costs to own
Estimated monthly payment
$8,827/mo
Principal and interest
$5,051
Property tax
$1,718
Homeowners insurance
$625
HOA
$1,433

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$20,615/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$1,433/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.