Atlantic Luxury Advisors
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44 photos

946 Nettles

Jensen Beach, FL 34957

$424,900
2
2
824 sq ft
1,946 sq ft
2025
Single Family Residence
$420/mo
74
Active

Listing courtesy of Hutchinson Island Real Estate (Patrick Smith). Contact: [email protected].

About this home

Built in 2025, this beautifully finished 2-bedroom, 2-bathroom coastal cottage offers smart, single level interior living in gated Nettles Island on Hutchinson Island in Jensen Beach. The bright kitchen features white cabinetry, a center island, stainless-steel appliances and an open dining area. Two full baths, an indoor laundry closet with stacked washer dryer and thoughtful storage add everyday convenience. Relax on the covered front porch or enjoy the paved side out-door living area. Fiber-cement siding, an aluminum roof and negotiable furnishings make this an appealing low- maintenance beach retreat or full time home. Nettles Island residence enjoy private beach access, two heated community pools, pickleball, tennis, fitness facility, clubhouse, restaurant and more.

What it costs to own
Estimated monthly payment
$3,523/mo
Principal and interest
$2,149
Property tax
$687
Homeowners insurance
$267
HOA
$420

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$8,239/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$420/mo (from the listing)
FEMA flood zone
Zone X, moderate risk

Outside the special flood hazard area (0.2% annual chance). Flood insurance is optional and usually priced lower.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.