




42 photos
3520 Ocean #L405
South Palm Beach, FL 33480
Listing courtesy of Perez & DuBois Real Estate (Ionela Sidonia Callahan). Contact: [email protected].
Motivated seller. Rarely available two-bedroom, two-bathroom condo in Palmsea, one of the premier oceanfront buildings in South Palm Beach. The thoughtfully designed floor plan maximizes functionality, featuring a brand-new chef's kitchen and a spacious, open-concept living room. This incredibly well-managed building boasts outstanding financials, fully funded reserves, and a passed Milestone Inspection. With NO upcoming special assessments, all major projects—including building and seawall concrete restoration, parking lot resurfacing, and a new roof—have been completed within the past couple of years. Enjoy the peace of mind of a structurally sound building alongside the lowest HOA fees in the area for oceanfront living.
- Principal and interest
- $2,220
- Property tax
- $580
- Homeowners insurance
- $275
- HOA
- $1,073
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.





