25 photos
645 SE Stow Ter
Port St. Lucie, FL 34984
Listing courtesy of The Keyes Company - Stuart. Contact: 772-497-1330.
MOVE-IN READY! 2021 ROOF, NEW IMPACT-RATED WINDOWS & DOORS, PRIVATE POOL & NO HOA! This beautifully maintained 3BR/3BA CBS home in desirable South Bend offers extensive upgrades, exceptional privacy, and convenient access to the South Bend boat ramp. The sellers have invested in major improvements, including accordion hurricane shutters, newer garage door and opener, fresh interior and exterior paint, new refrigerator, washer, dryer, and window treatments. The expanded concrete driveway provides additional space designed for boat or RV parking. Inside, the split-bedroom floor plan features vaulted ceilings, tile flooring, granite kitchen countertops, white cabinetry, and a breakfast area. The primary suite offers dual sinks, soaking tub, separate shower, and walk-in closet. A cabana bath provides direct pool access. Enjoy a private tropical retreat on a lushly landscaped 10,019 SF lot with mature privacy hedges, fruit trees, vinyl privacy and chain-link fencing. Relax or entertain around the screen-enclosed pool and spacious covered patio. Additional features include a two-car garage, irrigation well, and public water and sewer. Conveniently located near Jessica Clinton Park, shopping, dining, and Florida's Turnpike. With major improvements already completed, simply move in and enjoy!
- Principal and interest
- $2,528
- Property tax
- $822
- Homeowners insurance
- $308
- HOA(not in the listing)
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.











