Atlantic Luxury AdvisorsKeller Williams Realty Services

21 photos

1660 Twelve Oaks Way #303

North Palm Beach, FL 33408

$470,000
2
2
1,781 sq ft
1983
Condominium
$1,324/mo
Yes
261
Active

Listing courtesy of Compass Florida LLC. Contact: [email protected].

About this home

Rarely available and highly coveted, this top floor, 3rd floor end unit in the prestigious waterfront community of Twelve Oaks in North Palm Beach offers an exceptional blend of privacy, natural light, and the relaxed elegance that defines South Florida living. Known for its vaulted ceilings and bright, airy ambiance, this residence features a new roof, new refrigerator, new washer, stainless steel appliances, and a spacious open layout with tile flooring in the main living areas and wood floors in the bedrooms. A sun filled enclosed sunroom brings the outdoors in, capturing soft tropical light and tranquil palm tree views. Convenient access to exterior storage room and community porch with direct water vistas—perfect for morning coffee, evening breezes and sunset moments. Twelve Oaks is a private, manned gate marina community offering a true resort style lifestyle. Residents enjoy multiple swimming pools, tennis courts, and newly added pickleball courts, along with a clubhouse, WiFi/cable, and 24 hour guard gate security. Boat slips are available exclusively to residents for sale or rent, providing quick and easy ocean access through the nearby Palm Beach Inlet. Perfectly situated just off PGA Boulevard, the community places you minutes from world class dining, five star restaurants, luxury shopping, and the vibrant arts and entertainment scene that makes the Palm Beaches so desirable. Outdoor enthusiasts will appreciate being within two miles of a public golf course, as well as the area's pristine beaches and year round mild weather ideal for an active, coastal lifestyle. This is waterfront living at its finest, combining comfort, convenience, and the elevated coastal charm that defines life in the Palm Beaches.

Virtual tour
What it costs to own
Estimated monthly payment
$4,618/mo
Principal and interest
$2,377
Property tax
$625
Homeowners insurance
$292
HOA
$1,324

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$7,505/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$1,324/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Florida condo safety laws

Water Oaks Bldg 9 Condo (Twelve Oaks Assn) was built in 1983, according to the county property appraiser.

If it has three or more habitable stories, Florida law (s. 553.899, F.S.) requires a milestone structural inspection by December 31 of the year it reaches 30 years of age, then every 10 years; for a building of this age the first one was due by December 31, 2024. A local building official may require it at 25 years near salt water.

Condominium buildings of three or more stories also need a structural integrity reserve study (s. 718.112(2)(g), F.S.) at least every 10 years; associations formed on or before July 1, 2022 had to complete one by December 31, 2025.

Dates follow from the statutes and the year the county appraiser lists for the building, not from the association's records. Ask the association for its milestone inspection report, its most recent structural integrity reserve study and any approved or proposed special assessments, and review them before you buy.

Location
Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.