Atlantic Luxury Advisors
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21 photos

1660 Twelve Oaks #303

North Palm Beach, FL 33408

$470,000
2
2
1,781 sq ft
1983
Condominium
$1,324/mo
Yes
226
Active

Listing courtesy of Compass Florida LLC (Margot Todaro). Contact: [email protected].

About this home

Rarely available and highly coveted, this top floor, 3rd floor end unit in the prestigious waterfront community of Twelve Oaks in North Palm Beach offers an exceptional blend of privacy, natural light, and the relaxed elegance that defines South Florida living. Known for its vaulted ceilings and bright, airy ambiance, this residence features a new roof, new refrigerator, new washer, stainless steel appliances, and a spacious open layout with tile flooring in the main living areas and wood floors in the bedrooms. A sun filled enclosed sunroom brings the outdoors in, capturing soft tropical light and tranquil palm tree views. Convenient access to exterior storage room and community porch with direct water vistas—perfect for morning coffee, evening breezes and sunset moments. Twelve Oaks is a private, manned gate marina community offering a true resort style lifestyle. Residents enjoy multiple swimming pools, tennis courts, and newly added pickleball courts, along with a clubhouse, WiFi/cable, and 24 hour guard gate security. Boat slips are available exclusively to residents for sale or rent, providing quick and easy ocean access through the nearby Palm Beach Inlet. Perfectly situated just off PGA Boulevard, the community places you minutes from world class dining, five star restaurants, luxury shopping, and the vibrant arts and entertainment scene that makes the Palm Beaches so desirable. Outdoor enthusiasts will appreciate being within two miles of a public golf course, as well as the area's pristine beaches and year round mild weather ideal for an active, coastal lifestyle. This is waterfront living at its finest, combining comfort, convenience, and the elevated coastal charm that defines life in the Palm Beaches.

What it costs to own
Estimated monthly payment
$4,618/mo
Principal and interest
$2,377
Property tax
$625
Homeowners insurance
$292
HOA
$1,324

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$7,505/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$1,324/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone C: ordered to evacuate for Category 2 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.