




44 photos
1025 Belle Meade Island Dr
Miami, FL 33138
Listing courtesy of Douglas Elliman (Sylvia Chamorro). Contact: [email protected].
Waterfront opportunity on exclusive, guard-gated Belle Meade Island, offering the best of both worlds: a beautifully maintained existing home ready to enjoy today, together with fully approved plans and permits for an exceptional new residence. For the end user or developer, the approved plans and permits provide a significant head start, saving substantial time, expense and uncertainty associated with the planning and permitting process. Plans by Blanco Design + Build call for approximately 8,500 total SF, including 6,700 SF of interior space, 6 bedrooms, 6 full baths and 1 half bath. With approvals in place, the new owner can move directly toward construction; ideal for a buyer seeking expedited occupancy or a developer targeting an approximately 18-month build-and-exit strategy. The 12,300 SF lot with 75 feet of waterfront offers direct, unobstructed, no-bridge access to Biscayne Bay, plus a new dock and seawall. The existing 5-bedroom, 4-bath home is exceptionally well maintained with a new roof and deck, offering immediate occupancy and the opportunity to enjoy waterfront living in a neighborhood where property values continue to reach new records, making this an exceptional opportunity to own within a highly appreciating Miami enclave.
- Principal and interest
- $35,396
- Property tax
- $10,722
- Homeowners insurance
- $4,375
- HOA
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.





