Atlantic Luxury Advisors
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46 photos

128 Umbrella

Jupiter, FL 33458

$1,400,000
4
3
2,854 sq ft
12,872 sq ft
2010
3 car
Single Family Residence
$435/mo
Yes
0
Active

Listing courtesy of Compass Florida LLC (Amy Simmonds). Contact: [email protected].

About this home

This stunning 4 Bedroom, 3 Bath single level Monterra model offers over 2,850 sq ft of beautifully maintained living space on one of Rialto's most desirable long lake lots. Original owner has lovingly upgraded the home with rich wood flooring, luxury bedroom carpet, custom millwork, built in closets, plantation shutters, custom blinds, designer wallpaper & beautiful lighting that enhances every room with warmth and sophistication. A custom bar adds an elevated entertaining space. Additional features: Pristine 3 car garage with epoxy floors and mini split A/C, full impact glass, and a .3 acre pie shaped lot with wide angle lake views. The expansive outdoor space is pool ready and offers endless potential to create a dream retreat—an incredible opportunity to elevate the property and equity. The Monterra's open concept design is one of Rialto's most popular layouts, offering effortless flow and perfect 3 way split floorplan. One guest bedroom is en-suite w/ a walk in shower, and currently used as the office. The 2nd full bath sits between guest rooms 3 & 4, has dual sinks and a tub/shower combo. The master en-suite overlooks the lake and yard and feels like a retreat! All within Jupiter's top rated school zones and minutes to shopping, dining, beaches, I 95/Turnpike, and PBI airport. A rare combination of location, lot, layout, upgrades, and meticulous care. This home feels special, and is ready to welcome it's next owners!

Virtual tour
What it costs to own
Estimated monthly payment
$10,370/mo
Principal and interest
$7,079
Property tax
$1,981
Homeowners insurance
$875
HOA
$435

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$23,772/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$435/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Not in a designated evacuation zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Florida risk
Ground elevation
14.5 ft

Bare ground at the point (USGS 3DEP, NAVD88), not the finished floor.

Distance to the coast
4.8 mi

Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).

NFIP flood policies nearby
$780 to $1,230 a year

Middle half of 1,909 NFIP single-family policies in ZIP 33458, zone X, policies effective 2025-10-02 to 2026-10-02. What owners paid, not a quote for this home.

Sources: FEMA National Flood Hazard Layer (panel 12099C0158G, effective 2024-12-20), USGS 3DEP, Florida Division of Emergency Management, OpenStreetMap coastline, FEMA OpenFEMA NFIP policies. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.