Atlantic Luxury Advisors
Under contract. Ask us to watch it: if it comes back on the market, you hear first.
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38 photos

10218 231st Ln

Cutler Bay, FL 33190

$415,000
3
2.5
1,374 sq ft
2021
2 car
Townhouse
$252/mo
103
Active Under Contract

Listing courtesy of EXP Realty LLC (Ivette Diaz). Contact: [email protected].

About this home

Beautiful residence located in the sought-after Enclave community in Cutler Bay. This home features an open-concept layout with a spacious kitchen seamlessly integrated into the family room, stainless steel appliances, tile flooring throughout the main level, and carpet upstairs. Enjoy a vibrant lifestyle with community amenities and convenient access to the Florida Turnpike, US-1, Old Cutler Road, and Black Point Marina. Surrounded by scenic walking and running trails, conservation areas, shopping, dining, and everyday conveniences, this property offers the perfect combination of comfort, location, and South Florida living.

What it costs to own
Estimated monthly payment
$3,184/mo
Principal and interest
$2,098
Property tax
$576
Homeowners insurance
$258
HOA
$252

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$6,914/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$252/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.