Atlantic Luxury AdvisorsKeller Williams Realty Services

28 photos

16565 26th Ave #4D

North Miami Beach, FL 33160

$280,000
1
1.5
990 sq ft
1980
1 car
Condominium
$770/mo
Yes
0
Active

Listing courtesy of Luxury Living Realty. Contact: [email protected].

About this home

Welcome to an exceptional opportunity to experience the best of South Florida living in this spacious 1-bedroom, 1.5-bath residence at the desirable Reef Club. Offering approximately 990 square feet of comfortable living space, this beautifully positioned home combines a generous layout with serene water views and a relaxed waterfront lifestyle. The residence features an inviting open living area, abundant natural light, ample closet space, and a private balcony where you can unwind while enjoying the tranquil surroundings. The spacious bedroom provides a comfortable retreat, while the additional half bath adds convenience for residents and guests. Residents of The Reef Club enjoy an array of resort-style amenities designed for relaxation and recreation, including a waterfront swimming pool, jacuzzi, fitness center, sauna, tennis courts, BBQ area, clubhouse/party room, and kayak and boat storage. An assigned parking space is also included. Ideally situated in North Miami Beach, the property offers convenient access to shopping, dining, entertainment, major roadways, Aventura, Sunny Isles Beach, and Miami's beautiful coastal destinations. A wonderful opportunity to enjoy spacious condominium living, water views, and an amenity-rich South Florida lifestyle in one of the area's established waterfront communities. Spacious 1-Bedroom Plus Den with Water Views | Flexible 2-Bedroom Potential

What it costs to own
Estimated monthly payment
$2,729/mo
Principal and interest
$1,416
Property tax
$368
Homeowners insurance
$175
HOA
$770

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$4,418/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$770/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Florida condo safety laws

Vista On The Bay, A Condo was built in 1980, according to the county property appraiser.

If it has three or more habitable stories, Florida law (s. 553.899, F.S.) requires a milestone structural inspection by December 31 of the year it reaches 30 years of age, then every 10 years; for a building of this age the first one was due by December 31, 2024. A local building official may require it at 25 years near salt water.

Condominium buildings of three or more stories also need a structural integrity reserve study (s. 718.112(2)(g), F.S.) at least every 10 years; associations formed on or before July 1, 2022 had to complete one by December 31, 2025.

Dates follow from the statutes and the year the county appraiser lists for the building, not from the association's records. Ask the association for its milestone inspection report, its most recent structural integrity reserve study and any approved or proposed special assessments, and review them before you buy.

Location
Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.