




17 photos
1081 48th St #N01
Miami Beach, FL 33140
Listing courtesy of Compass Florida, LLC (Philip Freedman). Contact: [email protected].
This one-of-a-kind, two-story waterfront villa, designed by Piero Lissoni & Ralph Choeff, combines modern tropical living with The Ritz-Carlton’s exceptional services. The contemporary design includes Georgette Limestone and wood floors, Boffi cabinetry, Gaggenau appliances with a gas range, Ipe hardwood decking, Fantini faucets, and a whole-house gas generator. Situated on Surprise Lake with private dock access to Biscayne Bay, the Intracoastal Waterway, and the Atlantic Ocean, it offers privacy while enjoying world-class amenities and services. Owners also have access to the main condominium building’s amenities and restaurant.
- Principal and interest
- $40,447
- Property tax
- $12,261
- Homeowners insurance
- $5,000
- HOA
- $9,269
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.