Atlantic Luxury Advisors
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14 photos

18054 92nd Ct

Palmetto Bay, FL 33157

$774,900
3
2
1,930 sq ft
11,680 sq ft
1972
2 car
Single Family Residence
5
Active

Listing courtesy of Goldpen Realty Group (Jennifer Fernandez). Contact: [email protected].

About this home

Single-family residence situated on an oversized lot in the heart of desirable Palmetto Bay. This property offers excellent potential for homeowners, investors, or buyers looking to customize a home to their taste. The main residence features 3 bedrooms, 1 bathroom, a spacious living area, dining room, Florida room, and functional kitchen layout. An additional 1 bedroom, 1 bathroom suite with a private entrance provides flexibility for extended family, guests, a home office, or potential income-producing opportunities. The generous lot offers ample space for outdoor living, entertaining, expansion, boat storage, or future improvements. Conveniently located near parks, schools, shopping, dining, and major transportation routes. No HOA. Rare chance to acquire a property with strong upside potential in one of Palmetto Bay's most established communities. Whether you're looking to renovate, expand, or create your dream home, this property presents a unique opportunity. Owner motivated and willing to consider reasonable offers. Easy to show. Buyers are encouraged to conduct their own due diligence regarding permits, zoning, and future use possibilities.

What it costs to own
Estimated monthly payment
$5,532/mo
Principal and interest
$3,918
Property tax
$1,131
Homeowners insurance
$483
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$13,569/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone C: ordered to evacuate for Category 2 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.