Atlantic Luxury Advisors
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36 photos

132 Ocean Cay Way

Hypoluxo, FL 33462

$419,000
3
3
1,514 sq ft
2004
2 car
Townhouse
$365/mo
57
Active

Listing courtesy of Douglas Elliman (Jason Matouk). Contact: [email protected].

About this home

Welcome to 132 Ocean Cay, a cozy 3 bedroom 2 full bathroom + 2 half bathroom, three-story townhome offering 1,538 square feet of living space in an exceptional waterfront community. Located next to the Intracoastal, this home features impact windows, $10K water filtration system, patio, and 2 car garage. Gorgeous community and close proximity to dining, shopping, and coastal living. LOW HOA, NO CREDIT SCORE REQUIREMENT, AND NO MINIMUM DOWN PAYMENT REQUIRED FOR FINANCING.

What it costs to own
Estimated monthly payment
$3,293/mo
Principal and interest
$2,119
Property tax
$551
Homeowners insurance
$258
HOA
$365

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$6,612/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$365/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone C: ordered to evacuate for Category 2 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.