Atlantic Luxury AdvisorsKeller Williams Realty Services

34 photos

1176 97th St #403

Bay Harbor Islands, FL 33154

$2,995,000
2
2.5
1,756 sq ft
2026
2 car
Condominium
$3,113/mo
142
Active

Listing courtesy of Douglas Elliman. Contact: [email protected].

About this home

Unit currently being fully furnished by renowned architect and interior designer. THE WELL Bay Harbor Islands is the South Florida’s premier wellness-focused residential destination. This thoughtfully designed 2-bedroom, 3-bathroom residence offers 1,756 SF of meticulously crafted living space, combining sophisticated design with cutting-edge wellness features. A desirable split-bedroom layout, expansive terrace, and floor-to-ceiling glass showcase tranquil bay and island views while filling the home with natural light. Designed to support both comfort and well-being, residents enjoy access to an unparalleled collection of amenities, including a state-of-the-art wellness center, fitness studio, rooftop pool with cabanas, wellness concierge, tea lounge, meditation and relaxation spaces, paddle boards, kayaks, valet, concierge services, and exclusive beach club access in Bal Harbour. Every detail has been carefully considered, from advanced air purification and water filtration systems to a Grohe kitchen faucet delivering filtered, chilled and sparkling water. Additional wellness-enhancing features include integrated red-light therapy, an Affusion spa shower system, and an in-home hydroponic herb garden. This full-service boutique building seamlessly blends luxury, health, and hospitality in one of Miami’s most desirable waterfront communities. Two covered parking spaces and private climate-controlled storage are included. A rare opportunity to embrace a residence designed to elevate everyday living.

Virtual tour
What it costs to own
Estimated monthly payment
$24,683/mo
Principal and interest
$15,144
Property tax
$4,551
Homeowners insurance
$1,875
HOA
$3,113

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$54,617/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$3,113/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Florida condo safety laws

This building was built in 1969, according to the county property appraiser.

If it has three or more habitable stories, Florida law (s. 553.899, F.S.) requires a milestone structural inspection by December 31 of the year it reaches 30 years of age, then every 10 years; for a building of this age the first one was due by December 31, 2024. A local building official may require it at 25 years near salt water.

Condominium buildings of three or more stories also need a structural integrity reserve study (s. 718.112(2)(g), F.S.) at least every 10 years; associations formed on or before July 1, 2022 had to complete one by December 31, 2025.

Dates follow from the statutes and the year the county appraiser lists for the building, not from the association's records. Ask the association for its milestone inspection report, its most recent structural integrity reserve study and any approved or proposed special assessments, and review them before you buy.

Location
Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.