Atlantic Luxury Advisors
Under contract. Ask us to watch it: if it comes back on the market, you hear first.
4001 Ocean #114 photo 14001 Ocean #114 photo 24001 Ocean #114 photo 34001 Ocean #114 photo 44001 Ocean #114 photo 5

20 photos

4001 Ocean #114

South Palm Beach, FL 33480

$99,000
0
1
375 sq ft
1958
Stock Cooperative
$768/mo
Yes
109
Active Under Contract

Listing courtesy of Illustrated Properties (Sean Murphy). Contact: [email protected].

About this home

Under $100K on Palm Beach Island? There's already a significant running start to the renovation of this ground-floor studio at 55+ Tropicana Gardens. The bathroom is all new, the entire unit is freshly painted, there's a brand-new water heater & demolition is complete in the kitchen. Make this beach retreat your own. The assigned parking spot is convenient to the patio entrance, which features greenery & privacy. Tropicana Gardens is past Milestone Inspections & fully reserved. This is a tranquil co-op community with a heated pool on the Intracoastal; great proximity to Lantana Beach, The Eau Resort, Plaza del Mar & Lantana Nature Preserve; & across the street from the Ocean. Run, don't walk to this one!

What it costs to own
Estimated monthly payment
$1,412/mo
Principal and interest
$501
Property tax
$85
Homeowners insurance
$58
HOA
$768

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$1,015/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$768/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.